Welcome to the Vivus UK Blog

Which? targets unfair overdraft charges

Which?, the UK’s largest consumer body has recently held a spotlight up to the charges applied to unarranged bank overdrafts. In many cases, these charges equate to more than the fees and interest applied to payday loans. The Which? Article is additionally supported...
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Exposing the myth: You repay several times more than you borrow

The myth: Payday lenders are untrustworthy. Many payday loans have interest so high that it accumulates to much more than the initial borrowed amount.   The myth-buster: In January 2015 the FCA introduced new regulations which aimed to ensure the right balance of...
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The Google Ban on Payday Advertising, And why Vivus won’t be changing their product

Last month Google introduced a total ban on advertising of any product with a repayment term of less than 60 days.
These products are legal, open and honest and are subject to a raft of strict regulations. They offer a perfectly reasonable way of borrowing a small amount for a short period of time, and clearing the debt quickly. And here’s the point – clearing the debt quickly means paying less interest!

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Payday VS Credit Card and What is APR?

Vivus UK hit the streets to find out how clued up Brits are on APR and on their understanding of the difference between payday loans versus credit cards – with many left surprised and their attitudes to payday loans altered #ChangingPerceptions

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What is APR?

Vivus UK hit the streets to ask Brits, ‘What is APR?’ only to discover that while many people understand they pay it, they don’t understand what exactly it is nor what it stands for. Do you know what APR is? No? Click here to find out!

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Payday Loan VS Credit Card

Vivus Loans UK took to the streets to find out savvy the Brits are on the difference in payday loan lending VS credit cards. The results surprised even us! Watch the video here.

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